Personal Loan

Interest rates (Monthly reducing) – 11.45% to 20%
Processing fee –  Up to 2.5%
Term:  Up to 5 years
Pre-Payment: Accepted After 1 year
Closer Charges: from 4% To 5% on the outstanding amount
Part payment Not accept0ed.

Required Document

•  Last 3 Month salary slips
•  Pan card
•  Voter ID / Aadhar card / Passport
•  6 month salary a/c bank statements
•  Residence address proof: electricity Bill/telephone bill /Gas bill/tax bill
•  Current Loan statements
•  Passport size photo

Business Loan

Unsecured loan for a businessman for Business expansion.

Features: Interest rates (Monthly reducing) 15% to 23%
Processing fee: Up to 2.5%
Term: up to 3 years
Pre-Payment: Accepted After 1 year
Closer Charges: from 4% To 5% on outstanding amount
Part payment: Not accepted.

Required Document

• Last 3 Year CA ITR Set with CA Certification
• Pan card
• GST Certificate
• GST Returns
• Provisional Financial
• 1 year current account bank statement
• Residence address proof: electricity Bill/telephone bill /Gas bill/tax bill
• Office address proof: electricity bill
• Current Loan statements
• Passport size photograph

Doctor Loan

Unsecured loan for Doctors for various purpose.

Features

Interest rates (Monthly reducing): 11.49 % to 16%
Processing fee: Up to 2.5%
Term: Up to 5 years
Pre-Payment: Accepted After 1 year
Closer Charges: from 4% To 5% on the outstanding amount
Part payment not accepted.

Required  Document

• Last 3 Year CA ITR Set with CA Certification
• Pan card
• GST Certificate
• GST Returns
• Provisional Financial
• 1 year current account bank statement
• Residence address proof: electricity Bill/telephone bill /Gas bill/tax bill
• Office address proof: electricity bill
• Current Loan statements
• Passport size photograph
• Degree Certificate

Loan against Property

Overdraft facility or Team loan against Residential, Commercial & Industrial property.

Term: up to 15 years

Required Document

Document

• KYC
• 1 Passport Size Photo 
• Pan Card / Voter Id Card / Adhar Card 
• Residence Address Proof : Latest Electricity Bill / Telephone Bill / Gas Bill / Tax Bill

Income Documents For Salaried

• Last 3 Month Salary Slips
• Last Year Form No 16 / ITR
• 6 Month Salary A/C Bank Statements

Income Documents For Business Man / Professionals

• Last 3 Year CA Certified ITRs Computation of Income, Trading A/C, Profit & Loss A/C, Balance Sheet, Audit Report 
• Office & Proof- Last Month Electricity Bill 
• Business Existence Proof:- Shop Establishment Act / Company Registration License / Professional Tax Certificate
• Partnership Deed For Partnership Firms 
• MOA , AOA , Share Holding Pattern For Pvt Ltd Company
• Degree Certificate For Professionals 
• 1 Year Bank Statement

Other Documents

• Current Loan Statements 
• Processing Fee Cheque. 
• Property Documents
• Sale Deed With Registration Receipt
• Construction Permission
• Approved Plan
• Property Master File

Home Loan

Common document for Salaried and Businessman

• PAN Card and Aadhar Card ( All Property owners and in case in One name than Co-Applicant)
• Current Residence Proof Electric Bill / Tax Bill / Telephone Bill

Income documents for Salaried Person

• Last 3 Years Income Tax Return with statement of Income and Form 16
• Last 6 Salary Slip & If current job is less than 1 year than previous employment proof
• Last 12 months Banking of Salary Account
• Current Loan Letter

Income documents for Business man

• Business Registration Proof 3 to 5 year old
• Office address proof in Name Company or Individual (Preferably in company name)
• Last 3 years Income Tax return with Statement of Income & Complete Audit Report with Schedules and in case Non Audit Profit & Loss Account and Balance sheet with CA Certification
• Last 12 months Bank Statement of Company and Individual
• Current loan Detail with Welcome Letter Including CC / OD if Any

Property papers

• 7/12 Utaro of Land with 6 Nu Hakka Patrak
• NA of Land with NOC with Title Report if Any
• Society Registration Certificate if Any and Society Sale Deed or Sale Deed of Land
• Building Construction Permission (Rajja Chitthi) With Approved Building & Layout Plan
• Allotment Letter or Payment Receipt in Case with Allotted Unit Detail